Who Owns Discover?
Updated onExplore the ownership hierarchy of Discover. See parent companies, holding structures, and ultimate controllers.
Ownership Chain
Discover
Discover is a U.S. consumer banking and payments brand offering credit cards, online banking, personal loans, home lending services, and a global payments network.
Capital One
American bank holding company offering credit cards, consumer and commercial banking, auto lending, and payment services.
Discover
Discover is a U.S. consumer banking and payments brand offering credit cards, online banking, personal loans, home lending services, and a global payments network.
Capital One
American bank holding company offering credit cards, consumer and commercial banking, auto lending, and payment services.
Major Shareholders
Capital One
Major Shareholders
| Name | Type | Ownership | Voting | As of |
|---|---|---|---|---|
Vanguard Group Inc Largest institutional shareholder; stake held across Vanguard index funds and ETFs based on latest 13F/ownership aggregation for COF in 2025. | Institutional | 8.9% | 8.9% | — |
BlackRock Inc Global asset manager; percentage reflects combined holdings of BlackRock-managed funds in Capital One Financial Corporation. | Institutional | 7.9% | 7.9% | — |
State Street Corp Major index and custody bank; holds COF shares primarily for index and institutional clients. | Institutional | 4.4% | 4.4% | — |
Capital World Investors Investment division of Capital Research and Management Company (American Funds); active mutual fund holder of COF. | Institutional | 3.9% | 3.9% | — |
JPMorgan Chase & Co. Stake held via JPMorgan asset management affiliates according to recent institutional ownership filings. | Institutional | 2.7% | 2.7% | — |
FMR LLC Parent company of Fidelity Investments; COF position is held across Fidelity mutual funds and accounts. | Institutional | 2.6% | 2.6% | — |
Geode Capital Management LLC Institutional index manager (including some Fidelity index funds); significant holder of COF common stock. | Institutional | 2.2% | 2.2% | — |
Dodge & Cox Active value-oriented mutual fund firm; long‑time shareholder of Capital One Financial. | Institutional | 1.9% | 1.9% | — |
Franklin Resources Inc Parent of Franklin Templeton; holds COF through its managed funds and client accounts. | Institutional | 1.9% | 1.9% | — |
Harris Associates L.P. Chicago-based investment manager (Oakmark funds); owns a meaningful minority stake in COF. | Institutional | 1.4% | 1.4% | — |
Richard D. Fairbank Founder, chairman and CEO of Capital One. Based on late‑2025 Form 4/144 filings he directly owns about 4.05 million COF common shares out of roughly 635.7 million outstanding, making him the largest individual insider shareholder; beneficial ownership including certain equity awards may vary slightly. | Founder | 0.6% | 0.6% | Oct 2025 |
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