Top 7 Xfers Competitors & Alternatives in 2025

Updated on 9/27/2025

Find more companies like Xfers. We've shortlisted leading alternatives and mapped their strengths, pricing, and go-to-market focus.

Xfers

Best for SMBs

Est. 2014 • 51-200 employees

Singapore-based fintech payments infrastructure provider now trading as Fazz Business, offering business accounts, payments APIs and digital-asset rails across Southeast Asia.

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Competitors

#1

Xendit
Best for SMBs
Est. 2015 • 201-1k employees

Southeast Asian fintech that provides payment infrastructure and APIs for businesses to accept payments, disbursements, payouts and run marketplaces.

Starts at $0.2 / per transaction

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#2

Midtrans
Best for SMBs
Est. 2012 • 51-200 employees • Public (IDX:GOTO)

Midtrans is an Indonesian payment gateway that provides online and offline payment processing, payout (disbursement) services, and fraud detection for businesses.

Starts at $0

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#3

DOKU
Best for SMBs
Est. 2007 • 201-1k employees

Indonesian fintech company (PT Nusa Satu Inti Artha) providing payment gateway, payouts, wallets, and related payment services for merchants and enterprises.

Starts at $0 / per successful transaction

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#4

Nium
Best for enterprises
Est. 2014 • 201-1k employees

Nium is a Singapore‑headquartered fintech that provides a global real‑time payments infrastructure enabling businesses and financial institutions to collect, convert, and disburse funds across accounts, cards, and wallets.

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#5

MatchMove
Best for enterprises
Est. 2009 • 51-200 employees

MatchMove is a Singapore-based fintech that provides an embedded banking platform enabling companies to offer digital wallets, virtual and physical cards, remittance, and loan-disbursement services inside their apps.

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#6

PayMongo
Best for SMBs
Est. 2019 • 51-200 employees

PayMongo is a Philippine fintech that provides payment processing and related financial services—payment links, card and e‑wallet acceptance, QR Ph, disbursements, and subscription tools—for Filipino businesses.

Starts at $0

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#7

Duitku
Best for SMBs
Est. 2009 • 51-200 employees

Duitku is an Indonesia-focused payment gateway and disbursement provider (PT Kharisma Catur Mandala) that enables businesses to accept multiple local payment methods and send mass payouts via APIs and a dashboard.

Starts at $0

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