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Top 8 Xero Competitors & Alternatives in 2025

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Find more companies like Xero. We've shortlisted leading alternatives and mapped their strengths, pricing, and go-to-market focus.

Xero logo/icon
Image associated withXero

Xero

Best for SMBs
Est. 2006   •  1k+ employees   •  Public (ASX:XRO)

Cloud-based accounting software for small businesses with bank reconciliation, invoicing, payroll integrations and add-ons, focused on international SMB markets.

Starts at $20 / per organization / month

Has a free trial

Competitors

  1. QuickBooks logo/icon
    #1

    QuickBooks

    QuickBooks is Intuit’s accounting and financial-management software suite for small and medium-sized businesses, offering cloud (QuickBooks Online) and desktop products plus payroll, payments, and bookkeeping services.

    Starts at $20 / per user / monthly

  2. FreshBooks logo/icon
    Image associated withFreshBooks #2

    FreshBooks

    Best for SMBs
    Est. 2003   •  201-1k employees

    Cloud accounting and invoicing software tailored for freelancers and small service businesses, with time tracking, payments and client-focused workflows.

    Starts at $21 / per organization / month

    Has a free trial

  3. Zoho Books logo/icon
    Image associated withZoho Books #3

    Zoho Books

    Best for SMBs
    Est. 2011   •  1k+ employees

    Zoho Books is cloud-based accounting software for small and medium businesses that handles invoicing, expenses, banking, inventory, and tax compliance.

    Starts at $0 / per organization / month

  4. Sage logo/icon
    #4

    Sage

    Best for SMBs
    Est. 1981   •  1k+ employees   •  Public (LON:SGE)

    Established provider of accounting, payroll and ERP solutions (Sage Business Cloud) serving small and mid-market businesses, with strong presence in Europe and global footprint.

    Starts at $19 / per organization / month

    Has a free trial

  5. Wave logo/icon
    Image associated withWave #5

    Wave

    Best for SMBs
    Est. 2009   •  201-1k employees   •  Public (NYSE:HRB)

    Free accounting and invoicing software for small businesses with paid payment and payroll services.

    Starts at $0 / month

  6. FreeAgent logo/icon
    Image associated withFreeAgent #6

    FreeAgent

    Best for SMBs
    Est. 2007   •  201-1k employees   •  Public (LSE:NWG)

    Cloud-based accounting software for small businesses, freelancers and accountants to manage invoicing, expenses, payroll and tax.

    Starts at $13.5 / month

    Has a free trial

  7. MYOB logo/icon
    #7

    MYOB

    Best for SMBs
    Est. 1991   •  1k+ employees   •  Public (NYSE:KKR)

    MYOB is an Australian company that provides cloud-based accounting and business management software for sole traders, small and medium-sized businesses in Australia and New Zealand.

    Starts at $7.53 / per subscription / year

    Has a free trial

  8. Kashoo logo/icon
    #8

    Kashoo

    Best for SMBs
    Est. 2008   •  11-50 employees

    Simple cloud accounting focused on microbusinesses and solopreneurs, offering straightforward invoicing, expense tracking and basic bookkeeping at low price points.

    Starts at $19.95 / per organization / month

    Has a free trial

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