Top 8 Venmo Competitors & Alternatives in 2026

Updated on 12/24/2025

Find more companies/brands/products like Venmo. We've shortlisted leading alternatives and mapped their strengths, pricing, and go-to-market focus.

Venmo

Best for consumers

Est. 2009 • 201-1k employees • Public (NASDAQ:PYPL)

Venmo is an American mobile payment service and digital wallet app that lets U.S. users send, receive, and spend money socially with friends and businesses, operated as a subsidiary of PayPal.

Owned by PayPal

Starts at $0

Competitors

#1

Cash App

Best for consumers
Est. 2013 • 1k+ employees • Public (NYSE:XYZ)

Cash App is a consumer digital wallet and financial services platform from Block, Inc. that lets users send and receive money, use a debit card, save, invest in stocks and bitcoin, and access other banking-like features via a mobile app.

Owned by Block

Starts at $0 / user
#2

Zelle

Best for consumers
Est. 2016 • 11-50 employees • Private

Zelle is a U.S.-based digital payments network that lets consumers and small businesses send and receive money directly between bank accounts, typically within minutes, via participating financial institutions or the Zelle app.

Starts at $0
#3

PayPal

Best for enterprises

Global online payments platform that provides merchant accounts, buyer/seller protections, and compliance tools for legitimate transactions.

Owned by PayPal Holdings, Inc. Owns Venmo
#4

Apple Inc.

Best for consumers
Est. 1976 • 1k+ employees • Public (NASDAQ:AAPL)

Apple Inc. is an American multinational technology company that designs, manufactures, and sells consumer electronics, software, and digital services worldwide.

Owns Beats by Dre
ChampSignal

Best for SMBs
Est. 2025 • 1 employee • Private

Get the insights your competitors don't want you to have. ChampSignal discovers, monitors, and analyzes your competitors. Like having a full-time competitive intelligence analyst.

Starts at $39 / month

Has a free trial

Generate My Report
#5

Google Pay

Best for consumers
Est. 2018 • 1k+ employees • Private

Google Pay is a digital payments and online checkout service from Google that lets consumers securely store payment methods and pay online, in apps, and at supported in-store terminals.

Starts at $0
#6

Chime

Chime is a U.S.-focused financial technology company (a neobank) that offers fee-free mobile checking and high-yield savings accounts, early direct deposit, debit and credit-builder cards, and optional paid benefits in partnership with FDIC-insured banks.

Starts at $0
#7

Wise

Best for consumers
Est. 2011 • 1k+ employees • Public (LSE:WISE)

Wise is a London-based fintech that provides low-cost international money transfers, multi-currency accounts, debit cards, and payment services for individuals and businesses.

Starts at $0
#8

Revolut

Best for consumers
Est. 2015 • 1k+ employees • Private

Revolut is a global financial technology company that offers an all-in-one digital finance app for individuals and businesses to spend, send, save, invest, and manage money across multiple currencies.

Starts at $0 / user / month

Market overlap

Asymmetric competition means that Venmo is a competitor of these companies, but they are not necessarily competitors of Venmo.

Splitwise

Best for consumers

A widely used app for tracking shared expenses, balances, and IOUs across roommates, trips, and groups with an optional Pro subscription.

Starts at $0
ChampSignal

Best for SMBs
Est. 2025 • 1 employee • Private

Get the insights your competitors don't want you to have. ChampSignal discovers, monitors, and analyzes your competitors. Like having a full-time competitive intelligence analyst.

Starts at $39 / month

Has a free trial

Generate My Report

Go Deeper

A competitor list is just the start

Go from list to strategy. See how each competitor positions themselves, who they target, and where the gaps are.

Competitive Landscape Report

Built for small teams who can't hire a full-time analyst.

Launch Price · Limited time offer

$192 SAVE 50%

$96

Generated in minutes Lifetime access Unlimited re-generations for new versions

Everything you get in your report:

10 Competitors Deep-Dived

Direct, indirect, and alternative. Each classified with strategic rationale.

Pricing Fully Decoded

Plans, normalized rates, trials, guarantees, add-ons.

Full SEO Intelligence

Category ownership, top pages, keywords, and gaps to exploit.

Complete Feature Breakdown

Table stakes vs differentiators. Know what to build.

Reviews & Social Proof

What customers love and hate. Ratings, themes, real quotes.

17-Page PDF + 11-Tab Spreadsheet

Share the PDF. Edit the spreadsheet. All data in two formats.

Done in 10 Minutes

What takes an analyst days, delivered before your coffee gets cold.