Top 8 Splitwise Competitors & Alternatives in 2026
Updated onFind more companies/brands/products like Splitwise. We've shortlisted leading alternatives and mapped their strengths, pricing, and go-to-market focus.
Splitwise
A widely used app for tracking shared expenses, balances, and IOUs across roommates, trips, and groups with an optional Pro subscription.
Starts at $0
Competitors
#1Tricount
Best for consumersFree app focused on splitting group expenses for trips, roommates, and events with multi-currency support and easy sharing.
Starts at $0
#2Settle Up
Best for consumersGroup expense tracker for travelers and roommates that supports offline use, multiple currencies, and an optional premium subscription for extra features.
Starts at $3.99 / per user / monthly
#3Splid
Best for consumersA simple, offline-friendly bill-splitting app that supports many currencies and exports, aimed at vacations and household expense tracking.
Starts at $0
#4Est. 2023 • 1 employee • PrivateSplitMyExpenses
Best for consumersSplitMyExpenses is an AI-powered bill-splitting and shared expense management app for individuals, couples, roommates, and travel groups.
Starts at $0 / month
Est. 2025 • 1 employee • PrivateChampSignal
Best for SMBsGet the insights your competitors don't want you to have. ChampSignal discovers, monitors, and analyzes your competitors. Like having a full-time competitive intelligence analyst.
Starts at $39 / month
Has a free trial
#5Est. 2020 • 1 employee • PrivateSpliito
Best for consumersSpliito is a free consumer web app that lets groups track shared expenses and automatically calculate the simplest way to settle up across multiple currencies.
Starts at $0
#6Est. 2009 • 1 employee • PrivateBillzer
Best for consumersFree web-based tool that lets groups split shared expenses and automatically calculates who owes whom and how much.
Starts at $0
#7
#8Est. 2013 • 1k+ employees • Public (NYSE:XYZ)Cash App
Best for consumersCash App is a consumer digital wallet and financial services platform from Block, Inc. that lets users send and receive money, use a debit card, save, invest in stocks and bitcoin, and access other banking-like features via a mobile app.
Owned by BlockStarts at $0 / user
Market overlap
Asymmetric competition means that Splitwise is a competitor of these companies, but they are not necessarily competitors of Splitwise.
Reclaim
Best for consumersReclaim makes it simple to track IOUs and split expenses with friends, roommates, and groups so you never lose track of who owes what.
Starts at $0
- Est. 2025 • 1 employee • Private
ChampSignal
Best for SMBsGet the insights your competitors don't want you to have. ChampSignal discovers, monitors, and analyzes your competitors. Like having a full-time competitive intelligence analyst.
Starts at $39 / month
Has a free trial
- Est. 2023 • 1 employee • Private
Cashendar
Best for consumersA personal expense tracker that integrates with Google Calendar to log and categorize expenses.
Starts at $0
Go Deeper
A competitor list is just the start
Go from list to strategy. See how each competitor positions themselves, who they target, and where the gaps are.
Competitive Landscape Report
Built for small teams who can't hire a full-time analyst.
$96
Everything you get in your report:
10 Competitors Deep-Dived
Direct, indirect, and alternative. Each classified with strategic rationale.
Pricing Fully Decoded
Plans, normalized rates, trials, guarantees, add-ons.
Full SEO Intelligence
Category ownership, top pages, keywords, and gaps to exploit.
Complete Feature Breakdown
Table stakes vs differentiators. Know what to build.
Reviews & Social Proof
What customers love and hate. Ratings, themes, real quotes.
17-Page PDF + 11-Tab Spreadsheet
Share the PDF. Edit the spreadsheet. All data in two formats.
Done in 10 Minutes
What takes an analyst days, delivered before your coffee gets cold.