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Top 7 Reclaim Competitors & Alternatives in 2026

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Find more companies/brands/products like Reclaim. We've shortlisted leading alternatives and mapped their strengths, pricing, and go-to-market focus.

Reclaim logo/icon
Image associated with Reclaim

Reclaim

Best for consumers

Reclaim makes it simple to track IOUs and split expenses with friends, roommates, and groups so you never lose track of who owes what.

Starts at $0

Competitors

  1. Splitwise logo/icon
    Image associated with Splitwise #1

    Splitwise

    Best for consumers

    A widely used app for tracking shared expenses, balances, and IOUs across roommates, trips, and groups with an optional Pro subscription.

    Starts at $0

  2. Tricount logo/icon
    Image associated with Tricount #2

    Tricount

    Best for consumers

    Free app focused on splitting group expenses for trips, roommates, and events with multi-currency support and easy sharing.

    Starts at $0

  3. Settle Up logo/icon
    Image associated with Settle Up #3

    Settle Up

    Best for consumers

    Group expense tracker for travelers and roommates that supports offline use, multiple currencies, and an optional premium subscription for extra features.

    Starts at $3.99 / per user / monthly

  4. Splid logo/icon
    Image associated with Splid #4

    Splid

    Best for consumers

    A simple, offline-friendly bill-splitting app that supports many currencies and exports, aimed at vacations and household expense tracking.

    Starts at $0

  5. ChampSignal logo/icon

    ChampSignal

    Best for SMBs
    Est. 2025   •  1 employee   •  Private

    Get the insights your competitors don't want you to have. ChampSignal is a competitive intelligence suite for early-stage B2B SaaS founders. Make sharper calls on pricing, positioning, and GTM.

    Starts at $39 / month

    Has a free trial

  6. Splittr logo/icon
    Image associated with Splittr #5

    Splittr

    Best for consumers

    Lightweight app for splitting trip and group expenses with offline support, currency handling, and easy exports.

    Starts at $0

  7. Spliti logo/icon
    Image associated with Spliti #6

    Spliti

    Best for consumers

    AI-powered receipt analysis and bill-splitting app that extracts items from receipts to automate itemized splits and reduce manual entry.

    Starts at $0

  8. Splital logo/icon
    Image associated with Splital #7

    Splital

    Best for consumers

    Cross-platform bill-splitting app for couples, friends, and colleagues that offers itemized splits, reports, and export options.

    Starts at $0

Go Deeper

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Feature Matrix: Build vs Skip

Table stakes every competitor has. Differentiators only 1-2 have.

Reviews You Can Use

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10 Competitors Mapped

Direct, indirect, and alternatives. Positioning, ICP, and differentiators.

SEO Gaps Worth Targeting

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Their Best-Performing Ads

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15+ Data Sources

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