Top 7 Cash App Competitors & Alternatives in 2026

Updated on 12/24/2025

Find more companies/brands/products like Cash App. We've shortlisted leading alternatives and mapped their strengths, pricing, and go-to-market focus.

Cash App

Best for consumers

Est. 2013 • 1k+ employees • Public (NYSE:XYZ)

Cash App is a consumer digital wallet and financial services platform from Block, Inc. that lets users send and receive money, use a debit card, save, invest in stocks and bitcoin, and access other banking-like features via a mobile app.

Owned by Block

Starts at $0 / user

Competitors

#1

Venmo

Best for consumers
Est. 2009 • 201-1k employees • Public (NASDAQ:PYPL)

Venmo is an American mobile payment service and digital wallet app that lets U.S. users send, receive, and spend money socially with friends and businesses, operated as a subsidiary of PayPal.

Owned by PayPal

Starts at $0
#2

PayPal

Best for enterprises

Global online payments platform that provides merchant accounts, buyer/seller protections, and compliance tools for legitimate transactions.

Owned by PayPal Holdings, Inc. Owns Venmo
#3

Zelle

Best for consumers
Est. 2016 • 11-50 employees • Private

Zelle is a U.S.-based digital payments network that lets consumers and small businesses send and receive money directly between bank accounts, typically within minutes, via participating financial institutions or the Zelle app.

Starts at $0
#4

Apple Inc.

Best for consumers
Est. 1976 • 1k+ employees • Public (NASDAQ:AAPL)

Apple Inc. is an American multinational technology company that designs, manufactures, and sells consumer electronics, software, and digital services worldwide.

Owns Beats by Dre
ChampSignal

Best for SMBs
Est. 2025 • 1 employee • Private

Get the insights your competitors don't want you to have. ChampSignal discovers, monitors, and analyzes your competitors. Like having a full-time competitive intelligence analyst.

Starts at $39 / month

Has a free trial

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#5

Chime

Chime is a U.S.-focused financial technology company (a neobank) that offers fee-free mobile checking and high-yield savings accounts, early direct deposit, debit and credit-builder cards, and optional paid benefits in partnership with FDIC-insured banks.

Starts at $0
#6

SoFi

SoFi Technologies, Inc. is a U.S.-based financial technology company and digital bank that offers consumer finance products including personal loans, student-loan refinancing, mortgages, checking & savings, credit cards, and investing through its app and platform.
#7

Robinhood

Robinhood Markets is a U.S.-based retail brokerage and fintech platform that offers a mobile-first, commission-free app for trading stocks, ETFs, options and crypto, plus premium features (Robinhood Gold) and cash management services.

Starts at $5 / per user / monthly

Market overlap

Asymmetric competition means that Cash App is a competitor of these companies, but they are not necessarily competitors of Cash App.

Revolut

Best for consumers
Est. 2015 • 1k+ employees • Private

Revolut is a global financial technology company that offers an all-in-one digital finance app for individuals and businesses to spend, send, save, invest, and manage money across multiple currencies.

Starts at $0 / user / month
Splitwise

Best for consumers

A widely used app for tracking shared expenses, balances, and IOUs across roommates, trips, and groups with an optional Pro subscription.

Starts at $0
ChampSignal

Best for SMBs
Est. 2025 • 1 employee • Private

Get the insights your competitors don't want you to have. ChampSignal discovers, monitors, and analyzes your competitors. Like having a full-time competitive intelligence analyst.

Starts at $39 / month

Has a free trial

Generate My Report
Coinbase

Coinbase is a U.S.-based cryptocurrency exchange and financial-services platform that lets individuals, institutions, and developers buy, sell, custody, earn, and build with digital assets and onchain applications.

Owned by Coinbase Global, Inc.

Starts at $4.99 / monthly